Poverty Simulator

 

FAMILY OF 4

Yourself, your partner, your two children, ages 3 and 10.

Your employment option will determine your income, but it's not an easy choice.

Assume your family's annual income is $78,000 and you live paycheck to paycheck.

The Federal Poverty Level for a family of 4 is $31,200 a year, therefore you do not qualify for government benefits.
The ALICE Threshold for a family of 4 in our community is roughly $90,000.

YOUR MONTHLY INCOME COMES IN THE FORM OF 15 CREDITS

What choices will you make?

 

Simulation Purpose

Imagine you are struggling to provide the basic necessities for your family. This simulation is designed to help you better

  • understand the realities of living paycheck to paycheck,
  • understand what it feels like to run out of cash before your bills are paid,
  • and understand how Fox Valley United Way advocates for the health, education, and financial stability of every person in our community.

Make 1 Choice For Each:

  • Employment
  • Housing
  • Transportation
  • Child Care
  • Healthcare
  • Food
  • Technology
  • Utilities
  • Miscellaneous
  • Unforeseen Circumstances
  • Fees

15 Credits & 11 Decisions

  • You will have options worth between 1 and 3 credits for each of the 11 categories.
  • Where will your choice deduct 3 credits, and where will it deduct 1?
  • Will you run out of credits before you complete each of the categories?
  • Are there consequences for your choices?
  • Let's see what you decide.
  • Let's see how that makes you feel.

 

Take the challenge and learn how you can turn the downward spiral upwards for your struggling neighbors.

Your Choices

EMPLOYMENT - SELECT ONE
HOUSING - SELECT ONE
TRANSPORTATION - SELECT ONE
CHILD CARE - SELECT ONE
HEALTH CARE - SELECT ONE
FOOD - SELECT ONE
TECHNOLOGY ACCESS - SELECT ONE
UTILITIES - SELECT ONE
MISCELLANEOUS - SELECT ONE
UNFORESEEN CIRCUMSTANCES - SELECT ONE
FEES - SELECT ONE

You made it to the end of the month, but...

Did you go into debt?

How did this exercise make you feel?

How would your life be different if you had to make these decisions for your family?

Many working families struggle to make ends meet even while working multiple jobs, and getting a better job is not always easy.

Some choices have consequences that could have a lasting impact, and sometimes, there are no good options.

Imagine the stress of knowing that one medical bill, one car repair, or missing a few day's pay could cause you to miss your utility or rent payment and set you on a downward spiral. Where would you turn?

We welcome your comments on our Poverty Simulator. Feel free to send them to info@foxvalleyunitedway.org.

Consider a donation to help turn the downward spiral upward for struggling families in your community.

 

Remaining Credits

Fees1

 


15

Housing 2